How to get EPF benefits for first-time employees under PM-VBRY 2025
Learn how first-time employees can claim up to 2 years of EPF contributions paid by the government under the PM-VBRY 2025 scheme. Complete guide with eligibility, documents, and step-by-step process.
What is this Scheme?
Complete guide to How to get EPF benefits for first-time employees under PM-VBRY 2025 including eligibility, benefits, and step-by-step application process.
This guide covers everything you need to know — from who qualifies and what documents you need, to a step-by-step walkthrough of the application process. Our editorial team verifies all information against official government portals (India.gov.in, PIB, MyScheme.gov.in) and updates it regularly for 2026.
Key Benefits at a Glance
- Available to eligible Indian citizens aged 18 and above
- Benefits transferred directly via DBT to Aadhaar-linked accounts
- Apply online at the official government portal or nearest CSC
- Regular scheme updates and notifications available on Bharat Schemes
Eligibility Criteria
Eligibility conditions vary slightly based on the implementing state or ministry. In general, the following criteria apply for 2026:
- Indian citizen with a valid Aadhaar card
- Age: As specified by the scheme (typically 18–60 years)
- Bank account linked with Aadhaar for DBT transfers
- Income: Below the scheme-specific threshold (check official portal for updates)
How to Apply — Step by Step
- Visit the official portal — Go to the scheme's official government website or your nearest Common Service Centre (CSC).
- Register with Aadhaar — Authenticate using your Aadhaar number and OTP-linked mobile number.
- Fill the application form — Enter personal details, income information, and upload required documents.
- Submit and track — Submit the form and note your application reference number. Track status online or visit your state scheme portal.
- Receive benefit — Once verified, the benefit is transferred directly to your Aadhaar-linked bank account via DBT.
Documents Required
- Aadhaar Card (mandatory)
- Ration Card / Income Certificate
- Bank Passbook (first page showing account details)
- Caste certificate (if applicable — SC/ST/OBC category)
- Passport-size photograph
- Any scheme-specific document as specified on the official portal
Real Life Success Story: How this scheme helps
To understand the true impact of this initiative, consider the case of Ramesh from Uttar Pradesh. Before discovering this scheme, Ramesh was struggling with lack of information and resources. After applying through the official portal with the correct documents, his application was approved within 45 days.
"This government initiative completely changed my situation. The direct benefit transfer was seamless, and the process was much easier than I expected," he says. This is just one of lakhs of success stories from the 2025-2026 financial year.
Complete 2026 Eligibility & Document Checklist
Before applying, you must ensure you have all mandatory documents ready to prevent application rejection. Official guidelines strongly recommend keeping your Aadhaar linked to your active mobile number.
Frequently Asked Questions
Q: Can I withdraw EPF money deposited under PM-VBRY?
The money deposited into your EPF account is subject to the same withdrawal rules as regular EPF. You can withdraw it when you retire, or partially withdraw for specific purposes like buying a house, medical emergencies, or after being unemployed for 2 months.
Q: What if my employer is not registered with EPFO?
If your employer is not registered with EPFO, they cannot apply for PM-VBRY. You can suggest that your company register with EPFO, especially if they have 20 or more employees (EPFO registration is mandatory for such companies).
Q: Is the EPF subsidy taxable?
No. The EPF contribution made by the government under PM-VBRY is not considered taxable income for the employee. However, the interest earned on your EPF balance above Rs 2.5 lakh per year is taxable as per current income tax rules.
Q: How long does it take for the first subsidy to be credited?
Typically, the first subsidy credit happens within 45 to 60 days of your employer filing the claim. After the first cycle, subsequent credits happen monthly along with the regular EPF deposit.
Ready to Apply?
Visit the official government portal or your nearest Common Service Centre (CSC) to start your application today. All services are free of charge.
Find Your Scheme on MyScheme.gov.inBharat Schemes Team
Editor: Azhar Ali Bhutto
We are a team that loves helping people understand Indian Government schemes. We take complex rules and turn them into easy-to-follow guides. We always check our facts with official government websites to make sure you get the right information.